The credit is a temporary lift, but the whole process was a little bit weird.įYI. They still needed more information and call them. When you freeze your credit reports, it makes it harder for. Follow the instructions to place or manage your freeze. A credit freeze limits most companies from being able to access your credit report until you lift it, or 'thaw' your credit. You can place, temporarily lift, or permanently remove a freeze on your Equifax credit report. I opened and I was able to log in, but still couldn't lift my freeze. A credit freeze, sometimes called a security freeze, is a free tool you can use to help protect yourself from credit fraud resulting from identity theft. I asked her, that I'd like to use my account to lift it personally online. Very nice lady, asked me some questions to verify my ID.Looks like official customer service number. Thaw account: An action that will temporarily remove the freeze for a timeframe determined by the consumer. There is a phone number, to call, and verify via the phone: 1-88. To do this, the consumer will need to contact Experian online, by phone or mail and provide his unique personal identification number (PIN) codeprovided when the consumer froze his accountto un-freeze the report. Otherwise, you need to make the request with all three credit bureaus. Which was super weird - because I gave them the same information, they used to freeze my credit. If you opt for a temporary lift because you are applying for credit or a job, and you can find out which credit bureau the business will contact for your file, you can save some time by lifting the freeze only at that particular credit bureau. Here are the phone numbers by credit union: Equifax credit freeze lift: Call 88. Upon your request, the security freeze can be removed free of charge. So I did, create the account, but they couldn't verify my identity. ![]() It says "You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report online by creating a myEquifax account" If anyone did it, can you confirm If it looks legit? I was trying to lift my freeze in Equifax and the process was a little shady. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Box 160, Woodlyn, PA 19094 If you choose to start a freeze online, each credit bureau. Banking Megathread: FDIC, NCUA, and your cash Box 105788, Atlanta, GA 30348 TransUnion : 88 TransUnion, P.O.Please note: You cannot have both a freeze and lock on your Equifax credit report at the same time. You can also call our automated line at (800) 349-9960 or call Customer Care at (888) 298-0045. You can view the status of your security freeze, and also temporarily lift or permanently remove the freeze through myEquifax. There are no fees to lock or unlock your Equifax credit report if you are enrolled in Lock & Alert. To place a security freeze on your Equifax credit report, create a myEquifax account. Private communication is not safe on Reddit. With Lock & Alert, you can quickly lock or unlock your Equifax credit report online or via the mobile app. Scam alert: Ignore any private messages or chat requests.
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